My Legal and General House Insurance

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AÇIKLAMA Our building insurance covers loss or damage to the structure of your home and residential buildings (such as sheds, garages and greenhouses). These include walls, fixed furniture, gates and fences, walkways and terraces. If you own your own home, you are generally expected to insure the buildings. If you rent your home or have a lease, the landlord or landowner is usually responsible for insuring the property. Our building insurance covers loss or damage to the structure of your home, such as walls, fixed furniture, gates and fences, walkways and terraces within the borders of your country. Residential buildings such as sheds, garages and greenhouses are also covered (garages and outbuildings used for commercial purposes other than office buildings are not included). If you have included family legal protection in your coverage and need to apply for legal protection, please call: If you made a claim during the insurance period, you will have to pay the full annual premium and will not receive a refund. If you bought your policy through a comparison site such as Moneysupermarket or Compare the Market, you have our Extra or Essentials home insurance. If you are trying to reach My Insurer, you can either click on the “View my documents” link via the email we sent you, or go to where you need to log in or register as a new user. No. As with most home insurance, we do not cover loss or damage to your home or its contents due to maintenance, wear and tear or damage that gradually occurs over time.

If you need insurance for individual items over £1,500, these must be declared as part of our valuables cover. We work with the government and participate in a not-for-profit flood reinsurance, known as Flood Re, to support households at highest risk of flooding and develop a different way of dealing with flood insurance. The My Insurance portal has been available for a few years to view home insurance policy documents and, therefore, you may have already registered on our portal to view your insurance documents. If you are already registered, you can log in via My Insurance or if you have forgotten your password, you can reset it. All household insurance policy documents are now accessible through the My Insurance portal. If you have already used My Account, please register here to continue to access your household insurance policy documents online. Please note that you can only view your household products on My Insurance, your other legal and general products can still be viewed via My Account. Home insurance is designed to cover certain unforeseen events, such as loss or damage caused by incidents such as storm fires or theft. But it doesn`t cover everything. For example, it does not cover general wear and tear or damage that occurs gradually over a period of time. To learn more about what is and isn`t, see your insurance product backgrounder and insurance brochure.

Please check your spam and/or junk folders, as this email may have been routed there. The email you`re looking for is from “”. If you still can`t find your activation email, call our team on 0370 900 0201, which is open Monday to Thursday from 8am to 8pm, Friday from 8am to 6pm and Saturday from 9am to 5pm. Call fees may vary. We can record and monitor calls. Expert advice on a legal or tax matter that directly affects you. For an additional premium, you can add family legal protection to your policy, when you are insured for the costs of continuing certain legal proceedings, such as: A breach of your employment contract. You are also covered for court defense costs, such as: Use our life insurance calculator to find out how much coverage you need.

From information on different types of life insurance to articles on how to take care of your health and well-being, check out our wide range of articles and guides. Tenants are not eligible for residential emergency coverage, gold or silver policy. If you are unable to access your documents, please contact us by email: Home Emergency covers you up to £1000 (VAT included) against recovery costs, labour and materials for immediate repairs to stabilise and resolve the emergency. This is included as standard in our Home Cover Extra policy and you can add this coverage to our Everyday Home Cover policy for an additional premium. Renters are not eligible for residential emergency coverage under either policy. If you are a tenant, you should not add this coverage. If you are visually impaired and would like documents in Braille, large print, tape or by phone on 0370 900 0201. At your next renewal, we will send you an offer for the next 12 months and if you wish to accept it, you will need to contact us to proceed with your policy. Your insurance documents are proof of your insurance coverage of the building. If you opt for our Home Cover Extra policy, we will cover your child`s contents for certain events when you are away from home at university, up to £5,000, provided you intend to return the items to the family home.

Limitations and exclusions apply, please refer to your policy documents. or call us on 0370 900 0201. If you don`t remember your security question/catchy word, please contact our UK call centre on 0370 900 0201. Choose from the drop-down menus below to find full contact and support information. Please refer to the policy brochure for details on what is not covered. Planning a funeral isn`t something everyone looks forward to, but to make your life easier, we`ve put together a research-based guide to help you calculate funeral costs in your area. No. Car keys are excluded in case of lost or stolen keys with our household insurance. No. We do not cover professional use at home unless it is pure paperwork, computer work or phone calls. Vulnerability has many factors.

We can all find ourselves in a vulnerable situation from time to time. We take care of our customers and their loved ones, that`s why we`re there when you need us. The deductible is the amount you have to pay for each individual claim. This cover is included in our Home Cover Extra policy up to £5,000 with building cover, but is not available with our Everyday Home Cover policy. You must register to view your documents here You can see what your excesses are by looking at your policy plan and/or notes.

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